 No signs of letting up in BBTN relentless pursue of growth as it is consistently

ramping up loans and customer deposits at a breakneck speed.

 BBTN has the potential to deliver an attractive earnings growth profile in the

next years as it continues to focus on strengthening mortgage business and

boosting fee based income.

 BBTN stands to benefit as the government determines to speed up the One

Million Houses program this year.

INDONESIA
PT Phillip Securities Indonesia
ANZ Tower Level 23B, JlJendSudirman
Kav. 33A Jakarta 10220 – Indonesia
Tel +62-21 5790 0800 Fax +62-21 5790 0809
Website: www.phillip.co.id